Solutions
One platform. Many rails. Every African market.
Cashat unifies P2P transfers, merchant payments, QR/link transactions, remittances, cards and embedded finance behind a single interface designed for the continent.
Multi-currency wallet
Send, store and exchange money in NGN, XAF, USD, EUR and stablecoins, all in one account.
QR & offline payments
Generate dynamic QR codes for instant transactions — even where POS terminals are scarce.
Payment links
Send a payable link via SMS, WhatsApp or email. Ideal for invoices and remote sales.
Stablecoins & remittance
Near-zero-cost cross-border transfers powered by mobile-money and stablecoin rails.
Virtual & physical cards
On-demand debit and credit cards for online and in-store spending — no traditional bank required.
Integrated KYC
In-app identity verification and document upload that complies with regulations in every market.
Rewards & referrals
Cashback, airtime bonuses and referral rewards fuel a virtuous network effect.
Merchant dashboard
Sales analytics, invoicing, inventory and a simple API for e-commerce checkout.
Bills & top-ups
Pay utility bills and mobile airtime in-app — earn revenue shares as an agent.
Cattle marketplace, with escrow that finally works.
Browse listings with weight and photos captured at market. Bid remotely. Funds are held in escrow and released only on verified physical delivery — built for the realities of rural commerce.
- Verified seller network
- GPS-tracked logistics
- QR-enabled herd identity
- Dispute resolution built-in
1.5–3%
Cross-border fees, vs. 7–8% legacy.
5+ FX
Currencies in one wallet, mid-market rates.
99.98%
Platform uptime across the network.